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Integrated Treasury Risk Modeling (ICAAP, ILAAP, IRRBB): Excel

Trainer: IIT & IIM Graduate, FRM Charterholder, CQF Distinction. Highly skilled Capital Markets and Risk professional with 12+ years of experience in Regulatory Capital, Valuation and Analytics.

ICAAPILAAPIRRBBBASEL ACCORDSSTRESS TESTINGASSET-LIABILITY MANAGEMENT (ALM)EXCEL MODELLINGBANKING REGULATIONCAPITAL PLANNINGLIQUIDITY RISK
Certificate on successful completion of assignments and exams.

Program Overview

This course addresses the critical aspects of bank stability: Solvency and Liquidity. It covers three key areas: Basel Accords' Pillar 1 capital, ICAAP's Pillar 2 capital, and Asset-Liability Management (ALM). We explore capital quantification methods under Basel I to IV, including Credit, Market, and Operational Risk under both Standardised and Advanced approaches. The program then shifts to ICAAP, focusing on stress testing Pillar 1 risks and modeling overlooked risks like Concentration Risk and Interest Rate Risk in the Banking Book (IRRBB). The final part emphasizes ALM, crucial in today's context of inflation and potential interest rate hikes. We analyze the impacts on Net Interest Income (NII) and net worth, and address liquidity risk management challenges related to CASA deposits and credit line drawdowns. Participants will gain advanced ALM tools and concepts, essential for navigating the complex financial landscape. This is a hands-on program with practical demonstration of every concept using advanced Excel Spreadsheets.

Key Highlights

Comprehensive Curriculum

Covers Basel Pillar 1, ICAAP Pillar 2, ALM, IRRBB, NII/EVE analysis, liquidity risk, and capital planning.

Hands-on Excel Modelling

Practical demonstration of every concept using advanced Excel Spreadsheets, including end-to-end projects.

Focus on Solvency & Liquidity

Addresses critical aspects of bank stability through in-depth exploration of capital and liquidity management.

Expert Trainer

Led by Karan Aggarwal, a leading trainer in Financial Modelling and Risk Modelling.

Practical Project Work

End-to-end projects covering Capital Planning, Liquidity, Earnings Quality, Assets Quality, and Rate Sensitivity (C.L.E.A.R Framework).

Course Duration

100 Hours of learning content delivered over 9 months.

Placement Support

Placement Assistance starts after completion of 30-40% of the curriculum and includes CV Prep, Interview Guidance, Referral to tie ups with Financial Institutions.

Prerequisite & Language

Requires basic knowledge of statistics and Excel. The course is taught in Hindi.

Who Should Explore This Program?

  • Banking and finance professionals involved in risk management, capital adequacy, and regulatory compliance.
  • Individuals working in treasury, Asset-Liability Management (ALM) departments.
  • Consultants and auditors focusing on the banking sector.
  • Anyone seeking to gain in-depth practical knowledge of ICAAP, ILAAP, and IRRBB using Excel.

Detailed Curriculum

  • Understanding RWA and capital requirements in bank
  • ICAAP walkthrough
  • Interest rate and Liquidity dynamics
  • Introduction to Value at Risk
  • Introduction to Regression and Time Series concepts
  • Introduction to Simulation
  • Understanding Bond Duration concept
  • Credit risk capital charge using Standardised approach, FIRB & AIRB
  • Market risk capital using Standardised duration approach & internal models and basic idea of FRTB
  • Operational Risk Capital Charge using BIA, SA, AMA and SMA
  • Economic vs Regulatory Capital (Residual Risk for ICAAP)
  • Economic capital for Retail Credit risk using internally estimated Asset and Default correlations
  • Economic capital for Wholesale Credit Risk using internally estimated Asset and Default correlations.
  • Economic capital for Market portfolio
  • Economic Capital for Counterparty default risk
  • Economic Capital for Operational Risk
  • Computing Additional capital due to stressed Credit Market and Operational Risk factors
  • Computing Additional capital due to concentration risk, IRRBB & CSRRBB
  • Building scorecards for reputation, strategic, model risk, compliance and cyber risk
  • CAR computation and Capital planning
  • Sensitivity, Scenario analysis & Reverse Stress Testing
  • Management action to bring capital to tolerable levels
  • Structuring ICAAP report
  • Cashflow Bucketing
  • Non-maturing deposits - volume, beta & decay modelling
  • Feeder models - Term deposits renewals and withdrawals, Prepayments on loans, default rates & utilizations etc
  • Automatic options valuations
  • Understanding IRRBB - NII and EVE analysis (Repricing risk, Yield curve risk, Basis Risk, Options Risk)
  • IRRBB stress testing & scenario analysis
  • Hedging interest rate risk using derivatives
  • Preparing IRRBB reports
  • CSRRBB Modelling
  • ALM evolution and challenges
  • Preparing Structural Liquidity Statements and dynamic liquidity statements
  • Comparing Liquidity gaps with limits
  • Liquidity Coverage ratio
  • Net Stable Funding ratio
  • Leverage ratio
  • Liquidity Risk Stress testing
  • FTP as a tool for asset liability management
  • FTP Methods - Single Spilt Pool and Matched Maturity Methods, components of FTP
  • Incorporating FTP into RAROC
  • Liquidity Transfer Pricing
  • ILAAP modelling & reporting

Program Schedule & Logistics

Course Schedule & Delivery

Access to Self-Paced Learning

1 LIVE Class Every Weekend

Time: 11 AM - 1 PM IST

Recordings are also available for self-paced learning

Language: English + Hindi

Live Workshops

Intensive Workshops to covers key topics & latest industry developments

Interested? Let's Talk!

Fill this form to receive the brochure.

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MODUS OPERANDI

This is a hands-on program with practical demonstration of every concept using advanced Excel Spreadsheets.

Capital Planning

Capital Planning

Liquidity

LCR Regulatory, LCR Internal, NSFR Regulatory & NSFR Internal

Earnings Quality

Rate Curves & Net Interest Income.

Asset Quality

Exposure, RWA & Concentration Risk, Operational Risk, Regulatory Risk, Scorecard, Strategic Risk, Scorecard, AML CFT Risk, Scorecard, Model Risk, Scorecard, Legal Risk Scorecard, Cyber-IT Scorecard, Reputation Risk, Scorecard

Rate Sensitivity

TGA, DGA & Automatic Options

Capital Optimization

Dashboard, Derivatives (Dynamic Hedging)

Management action and planning

Management action plans & Impact analysis (Map results)

Sensitivity & Scenario Analysis

ICAAP & ILAAP Scenarios (Sensitivity analysis, Scenario analysis, Assumptions, Assumptions normal, Assumptions stressed, Feeder models, Risk Appetite) & Cause effect analysis (Stressed results)

Industry Recognized Certification

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Certificate of Completion

This certificate is proudly presented to

Ayush Sharma

For successfully completing the courseIntegrated Treasury Risk Modeling (ICAAP, ILAAP, IRRBB): Excelby Risk Inn.

CA Yash Jain

Chief Faculty

September 13, 2025

Date Issued

SAMPLE

Meet Your Mentors

Satyapriya Ojha

Satyapriya Ojha

FRM, CQF (Distinction), IIT Kharagpur, Market Risk Upskilling Expert

Satyapriya Ojha is a highly skilled Capital Markets and Risk professional with 12+ years of experience in Regulatory Capital, Valuation and Analytics. He is an IIT & IIM graduate and holds FRM charter (top quartile in all subjects of part I & part II) and a distinction from CQF institute. He is an expert in quantitative models used in valuation and risk management. He has worked as a consultant in several regulatory projects for some of the top banks in the US in BASEL III and FRTB space. Currently, he serves as a product owner for a top wealth management firm engaged in quantitative portfolio management for institutional clients.

The future of risk management lies in the intelligent application of data.
Karan Aggarwal

Karan Aggarwal

Mentor, Risk Management Upskilling Award Winner

Karan Aggarwal is one of India’s leading trainers in Financial Modelling, Risk Modelling, Data Analytics, Actuarial Science. He has spearheaded several solution accelerators and spreadsheet-based prototypes in Risk and Analytics space. Karan has also authored a number of papers on Basel Modelling, IFRS 9 Modelling, Stress Testing & Machine Learning. He is widely regarded for his problem solving, thought leadership and intrapreneurship skills. His analytical mindset, solid fundamentals & the thirst to keep learning set him apart as a true authority in this field. Karan has also been awarded the Young Indian Entrepreneur Award by the Confederation Of Indian Industries in the year 2017.

The future of risk management lies in the intelligent application of data.
Ripul Dutt

Ripul Dutt

Founder & CEO, IIT, Tulane, USA

Ripul is the Founder of Risk Inn and has an academic background from the Indian Institute of Technology (IIT) Roorkee and Tulane University, USA, with over 150 research citations. He has extensive experience in management, business, research, and consulting, with a career spanning India, the USA, and Europe.He has extensive experience in management, business, research, and consulting, with a career spanning India, the USA, and Europe.He is passionate about teamwork and empowering individuals to maximize their talents, drive growth, and foster innovation at Risk Inn.

The future of risk management lies in the intelligent application of data.
Success Stories

What Our Students Say

Real success stories from professionals who transformed their careers through our program

ADITYA BHAT

ADITYA BHAT

100% Salary Hike

Hey everyone! I'm incredibly excited to share some fantastic news with all of you. I've just received an offer for a Model Monitoring role at Standard Chartered, and the salary package is almost a 100% hike from my current position at HSBC! The transformation I've undergone in the last 7 months since joining the CRM is truly remarkable. I'm now so much more confident in my knowledge and skills, all thanks to the Peaks2tails team and Karan Sir for simplifying the complexity in the field of modeling. Believe it or not, I feel like I cleared the interview based on the most basic concepts taught in the course. It's like I only needed to understand the first 1 or 2 classes of each module to land this incredible opportunity! • If any of you are curious about my interview experiences after being part of the P2T CRM community, please don't hesitate to reach out. I'd be more than happy to share my insights and help you all grow in your careers as well.